VanDyk Mortgage is a full service mortgage lender. Bill McDonald leads a team of mortgage professionals that specializes in working on real estate transactions that does not have a real estate agent involved.
There are many duties that both the buyer's and seller's agent would normally perform during the course of transaction. The McDonald Team has the experience to perform these duties the keep the transaction on target as well as provide much of the information and guidance that is also normally obtained from the agent.
The McDonald Team also knows that often sellers do not wish to open their home to buyers that have not been Pre-Approved for a number of reasons, one of them being safety. Dishonest people with evil intent are not likely to go through the vetting that a full Pre-Approval provides. The buyers credit is reviewed, along with income and employment information is verified. This screening process will eliminate most criminals and many tire kickers that will waste the sellers time. Furthermore this process provides both buyer and seller confidence that the buyer has the ability to close the transaction. A fully underwritten pre-approval will uncover any unknown issues could prevent the loan from being approved. This saves both parties from frustration, irritation and financial loss.